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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,458 | $87,546-72.1% | $75,784-67.7% | $125,389-80.5% |
| Participation rate | 75.0% | 80.2%-5.2pp | 75.8%-0.8pp | 83.2%-8.2pp |
| Annual return | -1.13% | 13.49%-14.6pp | 9.68%-10.8pp | 282.24%-283.4pp |
| Employer contribution / active EE | $1,602 | $3,930-59.2% | $3,323-51.8% | $4,866-67.1% |
| Participant deferral / active EE | $3,951 | $4,230-6.6% | $3,652+8.2% | $5,352-26.2% |
| Admin fee / account holder | $2,340 | $6,503-64.0% | $5,300-55.8% | $9,541-75.5% |