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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,329 | $167,353+20.9% | $143,797+40.7% | $134,545+50.4% |
| Participation rate | 85.7% | 84.8%+0.9pp | 80.3%+5.4pp | 81.2%+4.5pp |
| Annual return | -18.64% | 0.48%-19.1pp | -0.04%-18.6pp | 418.37%-437.0pp |
| Employer contribution / active EE | $3,095 | $5,620-44.9% | $4,952-37.5% | $4,742-34.7% |
| Participant deferral / active EE | $6,784 | $6,447+5.2% | $5,638+20.3% | $6,401+6.0% |
| Admin fee / account holder | $1,398 | $18,096-92.3% | $14,679-90.5% | $11,431-87.8% |