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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,147 | $217,432+9.5% | $185,851+28.1% | $167,553+42.1% |
| Participation rate | 85.7% | 86.1%-0.3pp | 81.7%+4.0pp | 82.1%+3.6pp |
| Annual return | 17.60% | 148.43%-130.8pp | 122.11%-104.5pp | 478.89%-461.3pp |
| Employer contribution / active EE | $3,255 | $5,874-44.6% | $5,168-37.0% | $4,840-32.7% |
| Participant deferral / active EE | $7,521 | $6,357+18.3% | $5,569+35.1% | $6,343+18.6% |
| Admin fee / account holder | $4,324 | $19,820-78.2% | $16,245-73.4% | $12,316-64.9% |