Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,121 | $70,486-50.2% | $100,528-65.1% | $79,852-56.0% |
| Participation rate | 49.0% | 73.6%-24.7pp | 79.4%-30.4pp | 69.6%-20.7pp |
| Annual return | -0.48% | 21.90%-22.4pp | 30.90%-31.4pp | 31.72%-32.2pp |
| Employer contribution / active EE | $1,134 | $2,165-47.6% | $3,419-66.8% | $2,471-54.1% |
| Participant deferral / active EE | $1,505 | $5,182-71.0% | $6,271-76.0% | $3,740-59.8% |
| Admin fee / account holder | $434 | $4,480-90.3% | $8,084-94.6% | $5,306-91.8% |