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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,691 | $107,941-31.7% | $91,994-19.9% | $152,909-51.8% |
| Participation rate | 80.0% | 81.2%-1.2pp | 78.6%+1.4pp | 82.5%-2.5pp |
| Annual return | 20.85% | 89.28%-68.4pp | 69.04%-48.2pp | 345.46%-324.6pp |
| Employer contribution / active EE | $2,117 | $4,212-49.7% | $3,453-38.7% | $4,764-55.6% |
| Participant deferral / active EE | $7,417 | $6,366+16.5% | $5,924+25.2% | $5,851+26.8% |
| Admin fee / account holder | $1,654 | $10,521-84.3% | $7,744-78.6% | $11,601-85.7% |