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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,235 | $105,856-60.1% | $90,161-53.2% | $147,586-71.4% |
| Participation rate | 83.3% | 79.7%+3.6pp | 76.9%+6.5pp | 82.8%+0.5pp |
| Annual return | 16.11% | 37.63%-21.5pp | 34.89%-18.8pp | 578.59%-562.5pp |
| Employer contribution / active EE | $2,137 | $4,126-48.2% | $3,318-35.6% | $4,876-56.2% |
| Participant deferral / active EE | $6,089 | $5,733+6.2% | $5,287+15.2% | $5,439+12.0% |
| Admin fee / account holder | $3,786 | $8,046-52.9% | $5,943-36.3% | $10,886-65.2% |