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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,458 | $155,555-0.1% | $146,866+5.9% | $155,188+0.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 15.61% | 115.41%-99.8pp | 102.85%-87.2pp | 148.84%-133.2pp |
| Employer contribution / active EE | $10,071 | $4,647+116.7% | $4,425+127.6% | $4,248+137.1% |
| Participant deferral / active EE | $7,578 | $8,044-5.8% | $7,759-2.3% | $6,531+16.0% |
| Admin fee / account holder | $1,041 | $14,755-92.9% | $13,620-92.4% | $14,480-92.8% |