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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,643 | $148,629+2.0% | $135,982+11.5% | $139,487+8.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.24% | 79.33%-63.1pp | 68.32%-52.1pp | 373.84%-357.6pp |
| Employer contribution / active EE | $13,169 | $5,247+151.0% | $4,859+171.0% | $4,755+177.0% |
| Participant deferral / active EE | $8,972 | $8,102+10.7% | $7,760+15.6% | $6,713+33.7% |
| Admin fee / account holder | $610 | $12,406-95.1% | $10,767-94.3% | $11,407-94.7% |