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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 13-2638166 | Advisory (Plan) | $18,425 |
Service code 37 · EIN 04-2647786 | Loan Processing | $7,456 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,385 | $70,684+136.8% | $169,397-1.2% | $75,177+122.7% |
| Participation rate | 90.4% | 64.8%+25.6pp | 77.2%+13.2pp | 67.2%+23.2pp |
| Annual return | 12.03% | 36.38%-24.4pp | 406.23%-394.2pp | 160.75%-148.7pp |
| Employer contribution / active EE | $18,140 | $2,211+720.5% | $4,013+352.0% | $2,671+579.1% |
| Participant deferral / active EE | $0 | $4,310-100.0% | $6,223-100.0% | $4,126-100.0% |
| Admin fee / account holder | $306 | $5,404-94.3% | $9,017-96.6% | $5,651-94.6% |