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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,784 | $133,981-84.5% | $112,249-81.5% | $134,532-84.6% |
| Participation rate | 40.0% | 78.6%-38.6pp | 75.1%-35.1pp | 81.2%-41.2pp |
| Annual return | -19.44% | 47.16%-66.6pp | 27.48%-46.9pp | 418.27%-437.7pp |
| Employer contribution / active EE | $1,611 | $4,040-60.1% | $3,636-55.7% | $4,741-66.0% |
| Participant deferral / active EE | $3,090 | $5,292-41.6% | $4,729-34.7% | $6,401-51.7% |
| Admin fee / account holder | $79 | $7,492-98.9% | $6,412-98.8% | $11,429-99.3% |