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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,883 | $148,623+4.2% | $135,974+13.9% | $139,466+11.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.80% | 79.30%-62.5pp | 68.30%-51.5pp | 373.66%-356.9pp |
| Employer contribution / active EE | $3,947 | $5,246-24.8% | $4,859-18.8% | $4,754-17.0% |
| Participant deferral / active EE | $16,819 | $8,103+107.6% | $7,760+116.7% | $6,712+150.6% |
| Admin fee / account holder | $1,763 | $12,406-85.8% | $10,767-83.6% | $11,409-84.6% |