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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,403 | $176,105-32.8% | $159,474-25.8% | $167,536-29.3% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.43% | 331.91%-316.5pp | 263.68%-248.2pp | 478.82%-463.4pp |
| Employer contribution / active EE | $3,392 | $5,299-36.0% | $4,831-29.8% | $4,839-29.9% |
| Participant deferral / active EE | $6,284 | $7,751-18.9% | $7,353-14.5% | $6,342-0.9% |
| Admin fee / account holder | $1,520 | $12,559-87.9% | $10,802-85.9% | $12,315-87.7% |