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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,728 | $196,972+18.2% | $182,262+27.7% | $198,609+17.2% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 15.49% | 158.27%-142.8pp | 140.60%-125.1pp | 202.70%-187.2pp |
| Employer contribution / active EE | $3,413 | $5,364-36.4% | $5,046-32.4% | $5,055-32.5% |
| Participant deferral / active EE | $6,325 | $8,643-26.8% | $8,276-23.6% | $6,977-9.3% |
| Admin fee / account holder | $2,354 | $18,429-87.2% | $16,712-85.9% | $19,030-87.6% |