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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,728 | $154,228+50.9% | $145,433+60.0% | $137,256+69.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.49% | 74.59%-59.1pp | 66.58%-51.1pp | 220.34%-204.8pp |
| Employer contribution / active EE | $3,413 | $4,804-29.0% | $4,554-25.1% | $4,156-17.9% |
| Participant deferral / active EE | $6,325 | $8,216-23.0% | $7,897-19.9% | $6,407-1.3% |
| Admin fee / account holder | $2,354 | $14,344-83.6% | $13,129-82.1% | $12,270-80.8% |