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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,389 | $118,869+66.9% | $96,575+105.4% | $167,518+18.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 18.40% | 50.49%-32.1pp | 37.79%-19.4pp | 478.71%-460.3pp |
| Employer contribution / active EE | $13,803 | $3,120+342.4% | $2,357+485.7% | $4,838+185.3% |
| Participant deferral / active EE | $14,458 | $4,616+213.2% | $3,849+275.6% | $6,342+128.0% |
| Admin fee / account holder | $2,903 | $8,067-64.0% | $6,182-53.0% | $12,312-76.4% |