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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,719 | $87,544-95.8% | $75,784-95.1% | $125,388-97.0% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -8.26% | 13.49%-21.7pp | 9.68%-17.9pp | 282.24%-290.5pp |
| Employer contribution / active EE | $1,957 | $3,930-50.2% | $3,323-41.1% | $4,866-59.8% |
| Participant deferral / active EE | $4,081 | $4,229-3.5% | $3,652+11.7% | $5,352-23.7% |
| Admin fee / account holder | $340 | $6,502-94.8% | $5,300-93.6% | $9,541-96.4% |