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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,084,119 | $175,259+518.6% | $149,723+624.1% | $139,487+677.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 32.04% | 166.82%-134.8pp | 134.50%-102.5pp | 373.84%-341.8pp |
| Employer contribution / active EE | $3,707 | $5,478-32.3% | $4,821-23.1% | $4,755-22.0% |
| Participant deferral / active EE | $8,495 | $6,522+30.3% | $5,682+49.5% | $6,713+26.6% |
| Admin fee / account holder | $10,718 | $16,158-33.7% | $13,215-18.9% | $11,407-6.0% |