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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $546,633 | $167,353+226.6% | $143,797+280.1% | $134,545+306.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -34.27% | 0.48%-34.7pp | -0.04%-34.2pp | 418.37%-452.6pp |
| Employer contribution / active EE | $3,393 | $5,620-39.6% | $4,952-31.5% | $4,742-28.4% |
| Participant deferral / active EE | $7,831 | $6,447+21.5% | $5,638+38.9% | $6,401+22.3% |
| Admin fee / account holder | $1,047 | $18,096-94.2% | $14,679-92.9% | $11,431-90.8% |