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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,746 | $185,883-1.7% | $170,043+7.5% | $139,466+31.0% |
| Participation rate | 85.7% | 87.8%-2.0pp | 87.0%-1.3pp | 80.3%+5.4pp |
| Annual return | 18.14% | 60.54%-42.4pp | 53.40%-35.3pp | 373.66%-355.5pp |
| Employer contribution / active EE | $6,831 | $7,596-10.1% | $6,790+0.6% | $4,754+43.7% |
| Participant deferral / active EE | $13,564 | $11,626+16.7% | $10,410+30.3% | $6,712+102.1% |
| Admin fee / account holder | $2,007 | $15,393-87.0% | $12,824-84.4% | $11,409-82.4% |