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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,348 | $183,988-59.0% | $162,177-53.5% | $152,897-50.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 17.44% | 150.79%-133.3pp | 115.60%-98.2pp | 345.43%-328.0pp |
| Employer contribution / active EE | $6,040 | $6,370-5.2% | $5,613+7.6% | $4,764+26.8% |
| Participant deferral / active EE | $11,047 | $8,032+37.5% | $7,297+51.4% | $5,851+88.8% |
| Admin fee / account holder | $987 | $13,123-92.5% | $10,843-90.9% | $11,599-91.5% |