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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,081 | $190,916-62.8% | $160,037-55.6% | $134,545-47.2% |
| Participation rate | 65.0% | 82.0%-17.0pp | 78.0%-13.0pp | 81.2%-16.2pp |
| Annual return | -19.15% | 552.79%-571.9pp | 408.95%-428.1pp | 418.37%-437.5pp |
| Employer contribution / active EE | $3,238 | $4,996-35.2% | $4,226-23.4% | $4,742-31.7% |
| Participant deferral / active EE | $4,198 | $6,925-39.4% | $6,184-32.1% | $6,401-34.4% |
| Admin fee / account holder | $22,112 | $10,497+110.7% | $8,716+153.7% | $11,431+93.4% |