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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,885 | $228,395-49.3% | $185,861-37.6% | $158,982-27.1% |
| Participation rate | 58.8% | 82.3%-23.5pp | 78.0%-19.2pp | 82.0%-23.1pp |
| Annual return | 12.05% | 40.82%-28.8pp | 35.96%-23.9pp | 302.99%-290.9pp |
| Employer contribution / active EE | $1,938 | $4,968-61.0% | $4,088-52.6% | $4,763-59.3% |
| Participant deferral / active EE | $3,948 | $6,417-38.5% | $5,634-29.9% | $5,983-34.0% |
| Admin fee / account holder | $39,017 | $11,869+228.7% | $9,503+310.6% | $11,252+246.8% |