Filed July 22, 2015
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| Provider | Service type | Compensation |
|---|---|---|
Filed as: PINNACLE PENSION CONSULTANTS, LLC Service code 27 · EIN 81-0776852 | Advisory (Plan) | $11,000 |
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $5,893 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,517 | $26,906+6.0% | $61,452-53.6% | $77,906-63.4% |
| Participation rate | 13.1% | 33.4%-20.4pp | 52.6%-39.5pp | 73.7%-60.6pp |
| Annual return | -19.97% | -14.46%-5.5pp | 338.96%-358.9pp | 12.16%-32.1pp |
| Employer contribution / active EE | $107 | $521-79.4% | $1,160-90.8% | $2,846-96.2% |
| Participant deferral / active EE | $628 | $1,180-46.8% | $2,125-70.4% | $4,805-86.9% |
| Admin fee / account holder | $59 | $117-49.3% | $2,131-97.2% | $133-55.3% |