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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,359 | $58,391+11.9% | $76,657-14.7% | $72,975-10.4% |
| Participation rate | 72.0% | 67.4%+4.6pp | 72.1%-0.1pp | 69.5%+2.5pp |
| Annual return | 15.41% | 2306.65%-2291.2pp | 1166.74%-1151.3pp | 81.01%-65.6pp |
| Employer contribution / active EE | $0 | $1,787-100.0% | $2,303-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,203 | $2,690-55.3% | $3,335-63.9% | $3,608-66.6% |
| Admin fee / account holder | $5,312 | $4,014+32.3% | $6,423-17.3% | $5,124+3.7% |