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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,945 | $52,306-17.9% | $69,779-38.5% | $62,881-31.7% |
| Participation rate | 75.0% | 67.2%+7.8pp | 71.8%+3.2pp | 69.3%+5.7pp |
| Annual return | 4.04% | 13.35%-9.3pp | 12.99%-9.0pp | 20.14%-16.1pp |
| Employer contribution / active EE | $0 | $1,799-100.0% | $2,338-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,110 | $2,395-53.6% | $2,931-62.1% | $3,203-65.3% |
| Admin fee / account holder | $2,989 | $3,691-19.0% | $4,381-31.8% | $4,296-30.4% |