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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,006 | $99,644-60.9% | $86,438-54.9% | $134,532-71.0% |
| Participation rate | 85.7% | 82.1%+3.7pp | 80.3%+5.4pp | 81.2%+4.5pp |
| Annual return | -11.25% | 6787.26%-6798.5pp | 4397.19%-4408.4pp | 418.27%-429.5pp |
| Employer contribution / active EE | $1,550 | $4,402-64.8% | $3,769-58.9% | $4,741-67.3% |
| Participant deferral / active EE | $3,488 | $7,247-51.9% | $6,952-49.8% | $6,401-45.5% |
| Admin fee / account holder | $1,538 | $8,375-81.6% | $6,733-77.2% | $11,429-86.5% |