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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,221 | $101,063-18.6% | $81,473+0.9% | $147,586-44.3% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 13.31% | 32.41%-19.1pp | 38.78%-25.5pp | 578.59%-565.3pp |
| Employer contribution / active EE | $0 | $3,206-100.0% | $2,568-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $600 | $4,242-85.9% | $3,537-83.1% | $5,439-89.0% |
| Admin fee / account holder | $584 | $5,812-90.0% | $4,561-87.2% | $10,886-94.6% |