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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,642 | $162,136-76.8% | $152,301-75.3% | $154,746-75.7% |
| Participation rate | 77.8% | 84.1%-6.3pp | 82.4%-4.7pp | 80.7%-2.9pp |
| Annual return | 16.99% | 91.02%-74.0pp | 80.50%-63.5pp | 172.34%-155.3pp |
| Employer contribution / active EE | $1,639 | $4,890-66.5% | $4,624-64.6% | $4,379-62.6% |
| Participant deferral / active EE | $3,287 | $8,341-60.6% | $8,004-58.9% | $6,730-51.2% |
| Admin fee / account holder | $2,451 | $15,759-84.5% | $14,398-83.0% | $14,365-82.9% |