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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,311 | $138,102-88.9% | $125,381-87.8% | $134,532-88.6% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -19.52% | 750.73%-770.3pp | 572.31%-591.8pp | 418.27%-437.8pp |
| Employer contribution / active EE | $2,062 | $5,245-60.7% | $4,815-57.2% | $4,741-56.5% |
| Participant deferral / active EE | $3,644 | $7,801-53.3% | $7,448-51.1% | $6,401-43.1% |
| Admin fee / account holder | $925 | $11,568-92.0% | $10,007-90.8% | $11,429-91.9% |