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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,711 | $115,814-2.7% | $101,275+11.3% | $158,982-29.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 15.08% | 56.16%-41.1pp | 46.48%-31.4pp | 302.99%-287.9pp |
| Employer contribution / active EE | $775 | $4,176-81.4% | $3,660-78.8% | $4,763-83.7% |
| Participant deferral / active EE | $2,198 | $4,958-55.7% | $4,371-49.7% | $5,983-63.3% |
| Admin fee / account holder | $1,182 | $7,249-83.7% | $5,948-80.1% | $11,252-89.5% |