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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,683 | $97,732-41.0% | $83,831-31.2% | $135,380-57.4% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -7.58% | 1287.56%-1295.1pp | 850.99%-858.6pp | 519.81%-527.4pp |
| Employer contribution / active EE | $1,733 | $4,222-58.9% | $3,631-52.3% | $4,779-63.7% |
| Participant deferral / active EE | $17,970 | $4,683+283.7% | $4,082+340.2% | $5,609+220.4% |
| Admin fee / account holder | $6,470 | $6,675-3.1% | $5,479+18.1% | $10,828-40.2% |