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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,802 | $84,464+60.8% | $61,399+121.2% | $134,509+1.0% |
| Participation rate | 100.0% | 62.2%+37.8pp | 52.6%+47.4pp | 81.2%+18.8pp |
| Annual return | -21.90% | 585.06%-607.0pp | 338.81%-360.7pp | 418.13%-440.0pp |
| Employer contribution / active EE | $930 | $1,545-39.8% | $1,159-19.8% | $4,741-80.4% |
| Participant deferral / active EE | $8,600 | $2,818+205.2% | $2,124+304.8% | $6,400+34.4% |
| Admin fee / account holder | $4,513 | $2,587+74.4% | $2,131+111.8% | $11,427-60.5% |