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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,281 | $110,379-70.8% | $102,412-68.5% | $145,884-77.9% |
| Participation rate | 82.4% | 77.9%+4.4pp | 74.5%+7.8pp | 80.3%+2.1pp |
| Annual return | 9.86% | 24.84%-15.0pp | 24.94%-15.1pp | 551.85%-542.0pp |
| Employer contribution / active EE | $1,835 | $4,216-56.5% | $3,870-52.6% | $4,662-60.6% |
| Participant deferral / active EE | $2,980 | $5,622-47.0% | $5,060-41.1% | $6,690-55.5% |
| Admin fee / account holder | $1,232 | $9,745-87.4% | $8,388-85.3% | $13,392-90.8% |