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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,281 | $110,410-70.8% | $102,437-68.5% | $145,897-77.9% |
| Participation rate | 82.4% | 77.9%+4.4pp | 74.5%+7.8pp | 80.3%+2.0pp |
| Annual return | 9.86% | 24.85%-15.0pp | 24.95%-15.1pp | 552.29%-542.4pp |
| Employer contribution / active EE | $1,835 | $4,217-56.5% | $3,871-52.6% | $4,663-60.6% |
| Participant deferral / active EE | $2,980 | $5,622-47.0% | $5,060-41.1% | $6,689-55.5% |
| Admin fee / account holder | $1,232 | $9,745-87.4% | $8,388-85.3% | $13,390-90.8% |