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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,422 | $167,362-69.3% | $143,799-64.2% | $134,532-61.8% |
| Participation rate | 68.8% | 84.8%-16.1pp | 80.3%-11.6pp | 81.2%-12.5pp |
| Annual return | -9.50% | 0.47%-10.0pp | -0.04%-9.5pp | 418.27%-427.8pp |
| Employer contribution / active EE | $1,508 | $5,620-73.2% | $4,952-69.5% | $4,741-68.2% |
| Participant deferral / active EE | $3,026 | $6,447-53.1% | $5,638-46.3% | $6,401-52.7% |
| Admin fee / account holder | $4,171 | $18,094-76.9% | $14,677-71.6% | $11,429-63.5% |