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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,607 | $209,422-64.9% | $178,503-58.8% | $158,982-53.7% |
| Participation rate | 70.6% | 86.4%-15.8pp | 81.9%-11.3pp | 82.0%-11.4pp |
| Annual return | 22.12% | 188.81%-166.7pp | 151.12%-129.0pp | 302.99%-280.9pp |
| Employer contribution / active EE | $1,299 | $5,707-77.2% | $5,011-74.1% | $4,763-72.7% |
| Participant deferral / active EE | $2,590 | $5,955-56.5% | $5,202-50.2% | $5,983-56.7% |
| Admin fee / account holder | $4,820 | $17,079-71.8% | $13,987-65.5% | $11,252-57.2% |