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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,622 | $92,766-70.2% | $82,763-66.6% | $134,545-79.5% |
| Participation rate | 47.1% | 75.2%-28.1pp | 72.6%-25.5pp | 81.2%-34.2pp |
| Annual return | -19.20% | 946.97%-966.2pp | 702.45%-721.6pp | 418.37%-437.6pp |
| Employer contribution / active EE | $660 | $3,273-79.8% | $3,008-78.1% | $4,742-86.1% |
| Participant deferral / active EE | $2,020 | $4,802-57.9% | $4,395-54.0% | $6,401-68.4% |
| Admin fee / account holder | $1,166 | $5,978-80.5% | $5,325-78.1% | $11,431-89.8% |