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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,854 | $100,938-79.3% | $90,461-76.9% | $158,982-86.9% |
| Participation rate | 60.0% | 75.0%-15.0pp | 72.7%-12.7pp | 82.0%-22.0pp |
| Annual return | 22.53% | 1727.20%-1704.7pp | 1294.76%-1272.2pp | 302.99%-280.5pp |
| Employer contribution / active EE | $716 | $3,691-80.6% | $3,264-78.1% | $4,763-85.0% |
| Participant deferral / active EE | $1,935 | $4,350-55.5% | $3,964-51.2% | $5,983-67.7% |
| Admin fee / account holder | $505 | $6,510-92.2% | $5,617-91.0% | $11,252-95.5% |