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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,519 | $101,778-27.8% | $164,975-55.4% | $80,925-9.2% |
| Participation rate | 79.3% | 71.8%+7.5pp | 78.6%+0.7pp | 67.7%+11.7pp |
| Annual return | 11.34% | 16.73%-5.4pp | 70.12%-58.8pp | 35.65%-24.3pp |
| Employer contribution / active EE | $2,214 | $2,954-25.0% | $4,343-49.0% | $2,756-19.7% |
| Participant deferral / active EE | $4,809 | $4,477+7.4% | $6,033-20.3% | $4,299+11.9% |
| Admin fee / account holder | $1,020 | $8,221-87.6% | $12,688-92.0% | $6,940-85.3% |