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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,118 | $91,537-38.7% | $130,045-56.8% | $75,173-25.3% |
| Participation rate | 88.5% | 71.5%+17.0pp | 78.5%+10.0pp | 67.2%+21.3pp |
| Annual return | 15.70% | -631.55%+647.2pp | -137.30%+153.0pp | 160.72%-145.0pp |
| Employer contribution / active EE | $2,066 | $2,845-27.4% | $4,321-52.2% | $2,671-22.6% |
| Participant deferral / active EE | $4,979 | $4,343+14.7% | $5,820-14.4% | $4,126+20.7% |
| Admin fee / account holder | $402 | $6,780-94.1% | $10,600-96.2% | $5,651-92.9% |