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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,754 | $48,364-59.2% | $71,796-72.5% | $62,881-68.6% |
| Participation rate | 66.7% | 60.6%+6.0pp | 69.1%-2.4pp | 69.3%-2.6pp |
| Annual return | 5.81% | 13.16%-7.3pp | 78.04%-72.2pp | 20.14%-14.3pp |
| Employer contribution / active EE | $500 | $1,042-52.0% | $1,924-74.0% | $2,281-78.1% |
| Participant deferral / active EE | $1,055 | $2,091-49.6% | $2,794-62.2% | $3,203-67.1% |
| Admin fee / account holder | $86 | $3,771-97.7% | $4,815-98.2% | $4,296-98.0% |