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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,400 | $52,836+6.7% | $105,736-46.7% | $64,173-12.1% |
| Participation rate | 33.3% | 66.5%-33.2pp | 76.3%-43.0pp | 69.6%-36.2pp |
| Annual return | -7.48% | 14.30%-21.8pp | 6.27%-13.8pp | 7.63%-15.1pp |
| Employer contribution / active EE | $768 | $1,827-58.0% | $3,268-76.5% | $2,381-67.7% |
| Participant deferral / active EE | $1,533 | $2,545-39.8% | $4,080-62.4% | $3,470-55.8% |
| Admin fee / account holder | $2,715 | $3,959-31.4% | $6,913-60.7% | $4,887-44.4% |