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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $12,752 |
Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $64 |
Filed as: CHARLES SCHWAB & CO, INC Service code 33 · EIN 94-1737782 | Securities brokerage | $18 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,630 | $80,753-68.3% | $136,298-81.2% | $62,293-58.9% |
| Participation rate | 30.1% | 73.5%-43.5pp | 81.9%-51.9pp | 69.5%-39.4pp |
| Annual return | 17.21% | 35.83%-18.6pp | 5156.27%-5139.1pp | 28.90%-11.7pp |
| Employer contribution / active EE | $115 | $2,884-96.0% | $4,696-97.6% | $2,042-94.4% |
| Participant deferral / active EE | $4,027 | $5,164-22.0% | $6,247-35.5% | $3,169+27.1% |
| Admin fee / account holder | $86 | $525-83.7% | $9,244-99.1% | $479-82.2% |