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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,882 | $81,763-14.5% | $58,561+19.3% | $139,466-49.9% |
| Participation rate | 25.0% | 61.3%-36.3pp | 50.9%-25.9pp | 80.3%-55.3pp |
| Annual return | 16.36% | 7427.77%-7411.4pp | 4251.33%-4235.0pp | 373.66%-357.3pp |
| Employer contribution / active EE | $744 | $1,398-46.8% | $1,053-29.3% | $4,754-84.3% |
| Participant deferral / active EE | $2,990 | $2,555+17.0% | $1,923+55.5% | $6,712-55.5% |
| Admin fee / account holder | $11,032 | $3,273+237.0% | $2,520+337.7% | $11,409-3.3% |