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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,150 | $84,551-31.2% | $61,452-5.4% | $134,532-56.8% |
| Participation rate | 50.0% | 62.2%-12.2pp | 52.6%-2.6pp | 81.2%-31.2pp |
| Annual return | -16.81% | 585.39%-602.2pp | 338.96%-355.8pp | 418.27%-435.1pp |
| Employer contribution / active EE | $1,152 | $1,545-25.5% | $1,160-0.7% | $4,741-75.7% |
| Participant deferral / active EE | $4,193 | $2,818+48.8% | $2,125+97.3% | $6,401-34.5% |
| Admin fee / account holder | $2,432 | $2,587-6.0% | $2,131+14.1% | $11,429-78.7% |