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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,418 | $29,716+15.8% | $56,077-38.6% | $80,925-57.5% |
| Participation rate | 32.7% | 41.7%-9.0pp | 52.5%-19.8pp | 67.7%-35.0pp |
| Annual return | 13.04% | 35.30%-22.3pp | 1709.28%-1696.2pp | 35.65%-22.6pp |
| Employer contribution / active EE | $313 | $671-53.3% | $1,040-69.9% | $2,756-88.6% |
| Participant deferral / active EE | $1,889 | $1,228+53.8% | $1,954-3.3% | $4,299-56.0% |
| Admin fee / account holder | $35,274 | $2,432+1350.4% | $2,825+1148.7% | $6,940+408.3% |