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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,418 | $29,733+15.8% | $56,025-38.6% | $80,959-57.5% |
| Participation rate | 32.7% | 41.7%-9.1pp | 52.5%-19.9pp | 67.7%-35.0pp |
| Annual return | 13.04% | 35.28%-22.2pp | 1712.69%-1699.6pp | 35.67%-22.6pp |
| Employer contribution / active EE | $313 | $672-53.3% | $1,042-69.9% | $2,757-88.6% |
| Participant deferral / active EE | $1,889 | $1,229+53.7% | $1,955-3.3% | $4,300-56.1% |
| Admin fee / account holder | $35,274 | $2,434+1349.5% | $2,828+1147.2% | $6,925+409.4% |