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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,589 | $48,267-22.1% | $68,808-45.4% | $68,486-45.1% |
| Participation rate | 50.0% | 60.7%-10.7pp | 69.0%-19.0pp | 67.9%-17.9pp |
| Annual return | -18.03% | -12.70%-5.3pp | -6.37%-11.7pp | -7.85%-10.2pp |
| Employer contribution / active EE | $955 | $1,829-47.8% | $2,656-64.0% | $2,597-63.2% |
| Participant deferral / active EE | $1,631 | $2,867-43.1% | $3,942-58.6% | $4,028-59.5% |
| Admin fee / account holder | $1,054 | $4,362-75.8% | $4,936-78.6% | $5,404-80.5% |