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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,470 | $63,346-66.1% | $92,240-76.7% | $70,126-69.4% |
| Participation rate | 27.7% | 68.7%-41.0pp | 76.5%-48.8pp | 69.5%-41.9pp |
| Annual return | 19.45% | 530.19%-510.7pp | 176.29%-156.8pp | 73.15%-53.7pp |
| Employer contribution / active EE | $707 | $2,471-71.4% | $3,680-80.8% | $2,343-69.8% |
| Participant deferral / active EE | $1,911 | $2,854-33.0% | $3,897-51.0% | $3,332-42.6% |
| Admin fee / account holder | $867 | $3,841-77.4% | $5,194-83.3% | $4,645-81.3% |