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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,616 | $124,187-60.9% | $108,410-55.2% | $167,518-71.0% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | -0.25% | 1379.80%-1380.1pp | 905.34%-905.6pp | 478.71%-479.0pp |
| Employer contribution / active EE | $6,231 | $4,187+48.8% | $3,558+75.1% | $4,838+28.8% |
| Participant deferral / active EE | $9,726 | $6,908+40.8% | $6,562+48.2% | $6,342+53.4% |
| Admin fee / account holder | $459 | $9,456-95.1% | $7,296-93.7% | $12,312-96.3% |