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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,545 | $93,598-6.5% | $135,974-35.6% | $75,173+16.5% |
| Participation rate | 56.8% | 75.2%-18.4pp | 81.9%-25.1pp | 67.2%-10.4pp |
| Annual return | 19.17% | 30.89%-11.7pp | 68.30%-49.1pp | 160.72%-141.6pp |
| Employer contribution / active EE | $2,676 | $3,538-24.4% | $4,859-44.9% | $2,671+0.2% |
| Participant deferral / active EE | $7,561 | $6,405+18.0% | $7,760-2.6% | $4,126+83.2% |
| Admin fee / account holder | $9,066 | $6,978+29.9% | $10,767-15.8% | $5,651+60.4% |