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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,310 | $82,674-17.4% | $125,381-45.5% | $68,486-0.3% |
| Participation rate | 56.8% | 75.1%-18.3pp | 82.4%-25.6pp | 67.9%-11.1pp |
| Annual return | -17.78% | -5.97%-11.8pp | 572.31%-590.1pp | -7.85%-9.9pp |
| Employer contribution / active EE | $3,264 | $3,382-3.5% | $4,815-32.2% | $2,597+25.7% |
| Participant deferral / active EE | $8,480 | $6,111+38.8% | $7,448+13.9% | $4,028+110.6% |
| Admin fee / account holder | $16,049 | $6,277+155.7% | $10,007+60.4% | $5,404+197.0% |